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  • Generally Accepted Accounting Principles 'GAAP' Margins For Adverse Deviation
    to be conservative, so pou cannot decrease the valuation premium, and reserves cannot be less than they ... things. First, these provisio=s should increase valuation net premiums over the amount that they would be ...

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    • Authors: Kriss Cloninger, Douglas A Eckley, Norman E Hill, Floyd Martin
    • Date: May 1985
    • Competency: External Forces & Industry Knowledge>External forces and business performance; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Record of the Society of Actuaries
    • Topics: Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]
  • How Can a Small Company Manage Capital and Grow?
    How Can a Small Company ... record updates, claims summaries and regular valuation runs. This coordination is necessary for an efficient ... record updates, claims summaries and regular valuation runs.

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    • Authors: Norman E Hill
    • Date: Nov 2007
    • Competency: Strategic Insight and Integration>Effective decision-making
    • Publication Name: Small Talk
    • Topics: Enterprise Risk Management
  • Optional Federal Charter OFC – Another Acronym, Another Concern
    As for PBR, if the NAIC adopted a new Standard Valuation Law (SVL) before OFC, that included PBR, it might ... extent of state legislative passage. If the Valuation Manual for PBR was still incomplete and being ...

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    • Authors: Norman E Hill
    • Date: Dec 2008
    • Competency: External Forces & Industry Knowledge>External forces and business performance
    • Publication Name: Small Talk
    • Topics: Public Policy
  • Risk-Based Capital 'RBC' Ratios
    formula known as Commissioner’s Annuity Reserve Valuation Method, its liability for total separate accounts ... perform cash-flow testing under the Standard Valuation Law. Cash-flow projection results may be favorable ...

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    • Authors: Norman E Hill
    • Date: Jun 1996
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Record of the Society of Actuaries
    • Topics: Enterprise Risk Management>Capital management - ERM
  • Enterprise Risk Management for Small Insurers—Blessed Be the Tie that Binds to Reality
    sales did not seem to rely on performances of individual compa- nies—earnings trends, balance sheet strengths ... Apparently, analyzing long-term stock performance of individual companies in terms of basics, earnings and earnings ...

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    • Authors: Norman E Hill
    • Date: Jun 2010
    • Competency: Communication>Difficult message delivery
    • Publication Name: Small Talk
    • Topics: Enterprise Risk Management>Governance
  • Is There A Spof in Your Future?
    Is There A Spof in Your Future? This article describes the increasing problems in the product filing ... about issues of state rights and protect- ing individual state authority. So far, they had not voiced ...

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    • Authors: Norman E Hill
    • Date: Dec 2000
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Small Talk
    • Topics: Annuities; Health & Disability; Life Insurance
  • Sarbanes Oxley –The BANE of Small Insurers?
    Sarbanes Oxley –The BANE of Small Insurers? This article talks about assets and liabilities as ... exercise em- phasizes the particular risks of individual companies.” “The desired approach,” the report ...

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    • Authors: Norman E Hill
    • Date: Nov 2005
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Small Talk
    • Topics: Public Policy
  • Corporate Downsizing-How to Keep Yourself Marketable
    Corporate Downsizing-How to Keep Yourself Marketable From a session at a meeting of the Society ... product development, pricing, maybe you’re in the valuation area, maybe you’re a systems person or perhaps ...

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    • Authors: Michael Braunstein, Norman E Hill, Stuart Rachlin, Audrey Comisky, Kyle Brua, Kathleen A Tottle, Tom Kennedy
    • Date: May 2000
    • Competency: Communication; Leadership>Professional network leverage; Leadership>Thought leadership; Relationship Management>Relationships and trust
    • Publication Name: Record of the Society of Actuaries
    • Topics: Actuarial Profession>Professional development